Archive for March 2013

The End of an Era

Written by Nickel - 26 Comments

Nearly eight years ago – on May 1, 2005 – this site went live. In the time since then, we’ve published nearly 3,300 articles. I say “we” because, though I ran this site solo for nearly four years, it eventually became a group effort. In the spring of 2009, I took on my first two […]

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Published on March 29th, 2013
Modified on March 26th, 2013 - 26 Comments
Filed under: About/Admin
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An Affinity for Fraud

Written by Jeffrey Steele - 4 Comments

There are some who wear their religiosity on their sleeves. They never tire of telling people how devoted they are to their church or synagogue, how faithfully they attend services, and how God-fearing, spiritual and pious they are. Some go so far as to suggest others who don’t share their faith are headed hell-ward. My […]

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Published on March 28th, 2013
Modified on April 15th, 2013 - 4 Comments
Filed under: Identity Theft
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Lending Club Update – March 2013

Written by Nickel - 4 Comments

Time for another Lending Club update… Our balance is now down below $500 and we should be completely cashed out within the next few months. Last month our portfolio looked like this: 110 loans were current 295 loans had been paid off 1 loans were currently 16-30 days late 6 loans were currently 30-120 days […]

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Published on March 27th, 2013
Modified on March 25th, 2013 - 4 Comments
Filed under: Saving & Investing
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How to Request an IRS Income Tax Extension

Written by Nickel - One Comment

It’s that time of year again… Taxes are due in less than three weeks. If you haven’t finished your returns (like we have!) it’s time to get cracking. But what if you’re not going to make it? Well, I have good news and bad news for you. The good news is that you can request […]

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Published on March 27th, 2013
Modified on April 15th, 2013 - One Comment
Filed under: Taxes
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Should You Pay Your Children for Good Grades?

Written by Guest Contributor - 14 Comments

This is a guest post from Suba Iyer. I grew up in India. We didn’t have a concept of weekly/monthly allowances. If we needed anything we would ask our parents. If they felt it was reasonable and affordable for them, they would buy us the stuff. We never handled cash on our own other than […]

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Published on March 26th, 2013
Modified on April 15th, 2013 - 14 Comments
Filed under: Miscellany
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Twelve Tips for Minimizing Your Tax Bill

Written by Nickel - 4 Comments

Want to reduce your taxes? Of course you do. We all do. Well, the latest issue of Money Magazine has a list of 12 ways to reduce your taxes. Here’s a quick rundown along with some thoughts on each. Deduct state sales taxes. You have a choice between deducting state income taxes or state sales […]

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Published on March 25th, 2013
Modified on April 15th, 2013 - 4 Comments
Filed under: Taxes
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Taxes Done, I-Bonds Requested

Written by Nickel - 5 Comments

With Tax Day fast approaching – and a soul-crushing week in my rearview mirror – I’m pleased to report that our taxes are done. We once again ended up owing and we did the old overpay to get I-Bonds trick. So now… We wait. As a reminder, the Treasury (mostly) eliminated paper savings bonds a couple […]

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Published on March 24th, 2013
Modified on April 15th, 2013 - 5 Comments
Filed under: Saving & Investing,Taxes
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The Elusive Goal of Financial Independence

Written by Richard Barrington - 3 Comments

I was having the “how much does it take” conversation with someone the other day. That’s always a tough one, but perhaps tougher than ever these days. The “how much does it take” conversation concerns how much money one needs to be financially secure. It’s always a tough call because of all the variables involved, […]

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Published on March 21st, 2013
Modified on April 15th, 2013 - 3 Comments
Filed under: Saving & Investing
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Rating Your 401(k) Plan Administrator

Written by Jeffrey Steele - 3 Comments

Two years ago, a survey asked a sampling of Americans whether, if they had a choice, they would prefer more money or a better boss. Since most of us are a bit cash-hungry, one might think the answer would be the former. But instead, the survey found a sizable majority (65%) would actually pick a […]

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Published on March 19th, 2013
Modified on April 15th, 2013 - 3 Comments
Filed under: Saving & Investing
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Figuring the Value of Our Benefits

Written by Nickel - 3 Comments

Last week, Suba Iyer wrote about factoring in the value of your benefits when evaluating compensation packages. That got me to thinking about the value of my benefits at the work, and so I did a bit of digging. As it turns out, my employer breaks everything down in terms of deductions from my pay […]

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Published on March 18th, 2013
Modified on April 15th, 2013 - 3 Comments
Filed under: Uncategorized
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