Should You Consolidate Your Federal Student Loans?

Student loan consolidation is often touted as one of the big perks of using federal student loans. Unfortunately, there are a lot of myths out there about consolidating your student loans. This leads many graduates to assume that consolidating their loans is a great option—or even the only option if they want to get out […]


How to Calculate Your Personal Savings Rate

Savings is a huge part of personal finance. In general, you can always do two things to improve your financial situation: save more and earn more. Although earning more is a lofty goal, income is never guaranteed. But if you have solid savings and have established good spending habits, you can pretty much live on […]


Can You Find a Hobby That Actually Saves You Money?

Expensive hobbies can really wreak havoc on your budget. Fortunately, there are frugal hobbies out there that are enjoyable and offer money-saving opportunities. Here’s a list of ten hobbies that save you money plus how you can save money on each one of them: Gardening Fruits and vegetables are great for your diet, but not […]


Where Should You Keep Your Emergency Fund?

An emergency fund is a cash reserve you set aside to be used for unexpected expenses, or for regular expenses in the event of loss of income. If our lives went exactly as planned, we would never experience things like major home repairs, medical problems, or job loss. Unfortunately, all of these things are a […]


Should You Have More Than One Credit Card?

Some people argue that having multiple credit cards is a sign of financial well-being. Others argue it’s a sign of poor money management. There’s no golden rule as to how much plastic you should carry, but before you apply for your second, third, or umpteenth credit card, you’ll want to read this article. There are […]


How Much Is Your Busy Lifestyle Costing You?

I have not met anyone who is not busy anymore,  including kids and retired folks. The always-on-the-run lifestyle has provided increased incomes and career growth for a lot of people. For many of us, though, it has also cost a lot of money. When I was super busy, I didn’t have the time or the […]


The Four Types of Savings Accounts That Everyone Should Have

When it comes to finances, it’s important to be organized. Organization keeps you on track with your goals, makes it easier to budget, and helps you stay sane during tax time. One part of your finances that can messy,  if not organized properly, is your savings. With so many different things to set money aside […]


Barclaycard Arrival Plus™ World MasterCard® Review

Frequent travelers looking to cash in rewards for their travel purchases may want to check out the Barclaycard Arrival Plus™ World Elite MasterCard®. This card offers great miles, which can be easily redeemed for travel statement credits. It also has a great bonus offer going on right now, making it even more enticing for new […]


How to Refinance Your Car Loan

More and more people are deciding to finance the purchase of their cars. According a study conducted by Experian, 84.9% of new cars were purchased with financing in 2015. In 2016, that number rose to 86.3%. To further demonstrate the increasing amount of auto debt we’re in, the study found that the average loan amount […]