How to Rent an Apartment When You Don’t Have a Credit History

Many landlords check a prospective tenant’s credit report. For those with no credit, finding a landlord willing to take a chance on you can be a challenge. Here are some tips to snag that apartment you love, even if you have no credit history. Apply to units owned by individual landlords Start by applying for […]


How to Write a Winning Cover Letter

A cover letter is your 60-second chance to promote yourself. Write a poor cover letter and your resume lands in the rejection pile. Craft a compelling cover letter, however, and you land the coveted interview. Here are five keys to writing a great cover letter. Picture this scene. A recruiter at a popular company arrives to work […]


How to Save Money on Car Insurance

Lowering car insurance costs is a great way to save money. Sometimes a quick phone call is all it takes. Here are 6 ways to save money on car insurance. Everyone is always looking for new ways to save money. Cutting expenses, trimming monthly bills, and tightening the budget are all great options. And this […]


15 vs 30 Year Mortgages–What’s the Best Choice?

A 15 vs. 30 year mortgage–what’s the best option? It’s a question everybody who buys a home must answer. Here we provide the pros and cons of both mortgage types. I’ve had mortgages on the brain recently. When assembling our mortgage history, I was struck by the decisions we face along the way. Aside from […]


8 Tips to Make the Most Out of Business Travel

Business travel has its pros and cons. At first, it can be exciting to hit the road on your employer’s dime. Eventually, however, it can become tedious. The good news is it’s easy to make the most of business travel. Business travel doesn’t have to feel like work if you do it the right way. […]


Best Airline Miles Credit Cards of 2018

Some people choose a credit card based on the interest rate or perhaps a balance transfer promotion. However, if you don’t intend to carry a balance on your credit card, you may be more interested in a rewards program. The best credit card rewards programs are tied to your interests. Here, you can check out […]


The Best Way for Couples to Manage Their Money

Should couples keep separate bank accounts or a joint account? There is no one right answer to this question, and some couples keep both types of bank accounts. Here’s our take on the best way for couples to manage their money. It’s hard to find a less romantic topic than banking. Yet nearly every couple […]


Our Best Cash Back Credit Cards List for 2018

I carry many types of credit cards in my wallet. I have several travel rewards credit cards for when I need to book a flight or rent a car. And I use one balance transfer credit card that I got to make a large transfer a few years ago. And I also have a few […]


Should You Buy Savings Bonds for the Grandchildren?

One of the best parts of being a grandparent is doing thoughtful things for your grandchildren. In addition to spoiling them with the latest gadgets, fun vacations, or simple trips out for ice cream, you also want to give them gifts for their future. This is why savings bonds have been a popular choice with […]


Balancing Career Satisfaction With Financial Security

Earlier this week, I attended a career development seminar that talked about how to find a satisfying career. In general, this was a pretty low-level presentation, and it was largely based on a diagram similar to the following: This got me thinking: is this simple graph really the key to “having it all?” What’s the […]