5 Early Retirement Challenges You MUST Be Prepared For

Early retirement is a dream for many. While saving enough to accomplish this goal is challenging, it’s just the beginning. Here are five challenges you must include in your early retirement planning. It seems as if everyone these days is planning for early retirement – or at least planning to plan for early retirement. Saving […]


Is Travel Insurance Worth the Cost?

Every time you book a costly trip you’re faced with this question: Is travel insurance worth it? We help you answer this question. We also show you how you can get travel insurance for free. If you’ve booked a vacation for your family lately or sent your kid off on a school-sponsored field trip, you’ve […]


How to Assume a Car Lease (And Pocket Some Cash)

Taking over a car lease can be a great way to get your next car. While there are many advantages, however, there are some things to watch for. We’ll cover how to take over a lease, some resources to help you out, and the pros and cons of taking over a car lease. You may […]


How to Buy Long Term Care Insurance

In the past, we’ve talked about the high cost of elder care. Now, I wanted to spend a bit of time talking about long term care (LTC) insurance. In general terms, LTC coverage applies to individuals who are not actually sick, but are not able to perform the basic “activities of daily living.” These include […]


6 Easy Steps to Gain Control of Your Money

Getting help with your finances can be overwhelming. Before seeking help from others, here are 6 ways you can gain control of your money on your own. It’s no secret that many Americans are worried about money. Some of us are worried about how we’re going to pay bills due next week. Others are concerned […]


Amazon Prime Rewards Visa Signature Card Review – 5% Cash Back at Amazon

Today we review the Amazon Prime Rewards Visa Signature Card. For those who frequently buy from Amazon, it’s hands down the best rewards card available. As you’ll see, you can earn up to 5% cash back with no annual fee. Every month I spend a few minutes reviewing the monthly credit card purchases my wife […]


5 Ways to Build Credit Without a Credit Card

Building good credit has many benefits. It helps you get low rate loans and approved for an apartment rental, just to name two. It can be a challenge, though, to build credit without a credit card. Here are five ways to do it. Americans’ credit scores are on the rise. Not everyone is necessarily cheering […]


How to Find the Best Car Insurance for Teens

Adding a teenager to a car insurance policy is costly. If done correctly, however, there are ways to reduce those costs. Here are 5 ways to find the best car insurance for teens. Having a teen who can drive is a big adjustment. There’s helping them learn to drive and the worrying when they are […]


The Pros and Cons of Investing in Peer-to-Peer Loans

Peer-to-peer (P2P) investing offers the potential for high returns. With those higher returns, however, comes higher risk. Here we cover the pros and cons of investing in peer-to-peer loans. P2P investing has been growing in popularity in recent years. Some estimate that the market will near $900 billion by 2024. But should you join the […]


What is the Best First Credit Card for Young People

Picking your first credit card can be a challenge. You want a card with great rates and features, and one you can actually get. Here are some options for finding the best first credit card. When you’re just starting out without much credit history, finding the right credit card can be tough. Limited credit can […]