6 Easy Steps to Gain Control of Your Money

Getting help with your finances can be overwhelming. Before seeking help from others, here are 6 ways you can gain control of your money on your own. It’s no secret that many Americans are worried about money. Some of us are worried about how we’re going to pay bills due next week. Others are concerned […]


What is the Best First Credit Card for Young People

Picking your first credit card can be a challenge. You want a card with great rates and features, and one you can actually get. Here are some options for finding the best first credit card. When you’re just starting out without much credit history, finding the right credit card can be tough. Limited credit can […]


9 Reasons Your Credit Score Has Dropped

It’s a common question–Why did my credit score drop? Your score can fall for many reasons. Some drops are insignificant, while others can seriously hurt your finances. We examine nine common reasons your credit score may have fallen. So you recently pulled your credit report or got an alert from a monitoring service. Suddenly, your […]


15 vs 30 Year Mortgages–What’s the Best Choice?

A 15 vs. 30 year mortgage–what’s the best option? It’s a question everybody who buys a home must answer. Here we provide the pros and cons of both mortgage types. I’ve had mortgages on the brain recently. When assembling our mortgage history, I was struck by the decisions we face along the way. Aside from […]


The Best Way for Couples to Manage Their Money

Should couples keep separate bank accounts or a joint account? There is no one right answer to this question, and some couples keep both types of bank accounts. Here’s our take on the best way for couples to manage their money. It’s hard to find a less romantic topic than banking. Yet nearly every couple […]


Five Ways to Get Your Credit Report for Free

I’ve talked at length in the past about how your credit score is determined and why it’s important. Aside from paying your bills on time, one of the biggest things you can do to protect your credit score is to keep a close eye on your credit report. While you’re entitled to one free credit […]


Should You Spend Less or Make More?

The most sound financial advice you’ll ever read is also the most basic: Spend less than you make. Sure, a successful financial life is a bit more complicated than that. After all, you have to decide just how to make that extra money work for you. But it all starts with this basic principle. If […]


The Best Budgeting Tools Out There

Are you struggling to stay on your budget? Maybe it’s because you don’t have one in place yet. Or maybe, it’s because keeping track of expenses is just plain tough. No matter the reason, there are plenty of amazing budgeting tools available these days, which can make the entire process easy to implement (and stick […]


Review of the Discover it Card and Its Cash Back Bonus

Have you heard of the Discover it credit card yet? This highly-rated cash back credit card makes it easy for those with mid-to-high credit to jump on earning great rewards. Plus, it has an interesting matching bonus offer happening right now. Discover it Card Basics This card offers a great 5% cash back on bonus […]


Should You Consolidate Your Federal Student Loans?

Student loan consolidation is often touted as one of the big perks of using federal student loans. Unfortunately, there are a lot of myths out there about consolidating your student loans. This leads many graduates to assume that consolidating their loans is a great option—or even the only option if they want to get out […]