34 Legit Ways to Make Money From Home

Working from home is a dream for many. We love it! Ditch the commute with these 34 legitimate ways to make money from home. As I write this article, I’m making money from home. Well, technically, from Starbucks. But, still, as someone with a nearly 10-year history of working from home–sometimes full-time and sometimes part-time–I […]


20 Ways to Save Money During the Holidays (#3 is our secret weapon)

All of us, I’m sure, are busy shopping and planning for gifts for all the people we care about. In the process, though, we need to take some precautions. We don’t want to end up in a situation where we are happy for a month, but are left paying December’s credit card bill throughout the […]


The Fine Art of ‘Reverse Budgeting’

Budgeting is an incredibly popular topic among the financially savvy. And yet some of the most financially-savvy people I know don’t actually budget. With zero based budgeting, there’s no longer any excuse to avoid a budget. When you think about a budget, what do you think of? You might think of having umpteen different categories […]


6 Easy Steps to Gain Control of Your Money

Getting help with your finances can be overwhelming. Before seeking help from others, here are 6 ways you can gain control of your money on your own. It’s no secret that many Americans are worried about money. Some of us are worried about how we’re going to pay bills due next week. Others are concerned […]


What is the Best First Credit Card for Young People

Picking your first credit card can be a challenge. You want a card with great rates and features, and one you can actually get. Here are some options for finding the best first credit card. When you’re just starting out without much credit history, finding the right credit card can be tough. Limited credit can […]


9 Reasons Your Credit Score Has Dropped

It’s a common question–Why did my credit score drop? Your score can fall for many reasons. Some drops are insignificant, while others can seriously hurt your finances. We examine nine common reasons your credit score may have fallen. So you recently pulled your credit report or got an alert from a monitoring service. Suddenly, your […]


15 vs 30 Year Mortgages–What’s the Best Choice?

A 15 vs. 30 year mortgage–what’s the best option? It’s a question everybody who buys a home must answer. Here we provide the pros and cons of both mortgage types. I’ve had mortgages on the brain recently. When assembling our mortgage history, I was struck by the decisions we face along the way. Aside from […]


The Best Way for Couples to Manage Their Money

Should couples keep separate bank accounts or a joint account? There is no one right answer to this question, and some couples keep both types of bank accounts. Here’s our take on the best way for couples to manage their money. It’s hard to find a less romantic topic than banking. Yet nearly every couple […]


Five Ways to Get Your Credit Report for Free

I’ve talked at length in the past about how your credit score is determined and why it’s important. Aside from paying your bills on time, one of the biggest things you can do to protect your credit score is to keep a close eye on your credit report. While you’re entitled to one free credit […]


Should You Spend Less or Make More?

The most sound financial advice you’ll ever read is also the most basic: Spend less than you make. Sure, a successful financial life is a bit more complicated than that. After all, you have to decide just how to make that extra money work for you. But it all starts with this basic principle. If […]