The Four Types of Savings Accounts That Everyone Should Have

When it comes to finances, it’s important to be organized. Organization keeps you on track with your goals, makes it easier to budget, and helps you stay sane during tax time. One part of your finances that can messy,  if not organized properly, is your savings. With so many different things to set money aside […]


How to Refinance Your Car Loan

More and more people are deciding to finance the purchase of their cars. According a study conducted by Experian, 84.9% of new cars were purchased with financing in 2015. In 2016, that number rose to 86.3%. To further demonstrate the increasing amount of auto debt we’re in, the study found that the average loan amount […]


5 Quick Fixes to Improve Your Credit Score

Over the past ten years, the average credit score in America has hovered in the high 600’s. This is considered a fair credit score, but definitely not excellent. If you’re among those who have a fair credit score and are looking to improve it, you’ll have to focus on a few different financial principles. Fortunately, […]


Top Credit Card Fees to Watch Out For (and How to Avoid Them)

At the end of day, banks and credit card issuers are businesses. As such, one of their primary aims is to make a profit. Part of the way these companies make money, of course, is through fees. Many people think that credit cards are bad because they get you into debt and can cost you […]