How to Budget Without Regular Paychecks

Successful budgeting tends to depend on two things: careful planning and a steady income. The first, anyone can do. The second may not be so simple. If you’re self-employed, you might be asking yourself, “But I don’t have a regular paycheck coming in — can I even set up a budget? Should I bother?” You can. […]

End of year brings changes in mortgage industry

This article comes from Anthony Fontana from the Quicken Loans Zing! blog. For some of us, the end of 2013 just signals the beginning of 2014. Not a whole lot changes aside from writing 2014 at the end of a date. However, the end of this year is different. Why, you ask? Because FHA loan […]

How to contribute to school fundraisers without breaking the bank

This post comes from Cathy at our partner site It’s Back to School season, and that means it’s also time for school fundraisers to start. Most schools have at least a few fundraisers. And many schools have an overwhelming number of fundraisers. Here are some tips on how to handle those (seemingly endless) requests […]

New credit card rewards program pays your other debts

This guest post by Miranda Marquit originally appeared on our partner site When many of us think of credit card rewards programs, we think of earning cash back, or building up miles that can be used for travel. But what if your credit card rewards went toward paying off some of your other debts? […]

The mistake that plunged my credit score 200 points

In the fall of 2011, I went on an episode of “The Suze Orman Show” to ask her how to repair my credit, and I knew I was in big trouble when she told me there was nothing she could do. I had figured, there must always be ways to raise your credit score. Little did I know […]

An $18.4 million credit report mistake

This post, written by Alexa Pugh, comes from our partner site LearnVest. Having errors on your credit report can spell financial doom—but for Julie Miller, it was a windfall. After hounding credit bureau Equifax with 13 letters over the course of two years urging them to amend errors on her report, she finally sued and won $18.4 million in […]

Family loans: The new way to pay for tuition?

This article, written by Alexa Pugh, comes to us from our partners at LearnVest. Instead of asking your family for another sweater for your birthday, how about a low-interest student loan? Family loan pools—trust funds from which relatives going to school can draw low-interest loans—have become an increasingly popular way for people to help their […]

Happily ever after: The rise of virtual retirement villages

This article, written by Leah Ingram, comes to us from our partners at LearnVest. When Mary Flournoy, now 67, retired from her job as a librarian in 2011, she was hardly ready to move to a retirement home and spend the rest of her days in a rocking chair. Living in East Falls, a neighborhood in western […]

Time your spending and save big

This post, written by Lisa Schlosberg, comes from our partners at Controlling your financial situation requires paying attention to where you spend and what you’re buying. But to be really successful, you should start to consider when you shop as well. Implementing small changes like buying according to the best time of day, week or year, […]

Epiphanies: Catalysts of change

This is a guest post from Terry R. Vergon who wrote “A Journey of Epiphanies:  Learning Leadership, ” which looks at the specific epiphanies that enable people to become great leaders and affect change. Five Cent Nickel offers great suggestions and behaviors to help us become more financially successful, but what drives us to adopt these […]