How Much Is Your Busy Lifestyle Costing You?

I have not met anyone who is not busy anymore,  including kids and retired folks. The always-on-the-run lifestyle has provided increased incomes and career growth for a lot of people. For many of us, though, it has also cost a lot of money. When I was super busy, I didn’t have the time or the […]


Retirement planning for women: Strategies for a secure retirement

More than two-thirds (68.1 percent) of the elderly poor are women. An October 2012 study by the American Association of University Women found that over the course of a 35-year career, an American woman with a college degree will make about $1.2 million less than a man with the same education. More than 70 percent of nursing […]


How to make money from home by starting a daycare

Quite a few parents choose to stay home because their entire salary would go to daycare if they went back to work full time after the birth of their child. If you are one of the stay-at-home parents who loves kids and wants to make money from home while taking care of your own kid, have […]


Top 10 Money Mistakes New Parents Make

Having a child is an exciting and exhausting experience. The feeling of holding your newborn in your arms cannot be described in words. Along with this exhilarating feeling, though, comes sleep deprivation, hectic schedules and the determination to provide nothing but the best for your precious little one. Even with the best intentions, it is […]


Planning a fun, frugal Halloween

Tis’ time for the spookiest holiday of the year and a record number of Americans are planning to participate in the scare festival. According to the National Retail Federation, more than two-thirds (67.4 percent) of celebrants will buy Halloween costumes for the holiday, the most in the survey’s 11-year history. The average person will spend $77.52 […]


10 Negotiation Tips for Introverts

After our home, our next major purchase will be a car. I am an introvert and I hate conflicts, so naturally negotiation is stressful for me. But if I don’t speak up, I know I will get the short end of the stick and pay a lot more money for the car. Last time I […]


Should You Spend Your Money or Your Time?

We’ve all heard that time is money. It can mean various things to various people. Over time, if you save and invest, you will have more money. If you waste time, the money you earn will be less. The clock is ticking, and every moment you aren’t earning is money lost. Every moment you aren’t enjoying […]


Stretch Your Dollar with Fabulous Freebies

After having my baby, I quit my job to stay home with her and money has been tight. Grocery couponing doesn’t work well for our family. So to stretch our dollars further without spending too much time and effort, I started paying attention to freebies around our everyday activities. I already wrote about free summer activities […]


Tips to Save Money on Back-to-School Shopping

According to the National Retail Foundation’s 2014 Back-to-School Survey, the average family with children in grades K-12 will spend $669.28 on apparel, shoes, supplies and electronics. It is even higher for college students. It is about this time that parents start eyeing ads for back-to-school shopping. Here are some tips to help you save this year. […]


Why Do You Shop?

A few years ago, I was living paycheck to paycheck and was seriously trying to get my finances under control. I read all the tips and tricks to curb spending, yet I was failing month after month. I didn’t understand what I was doing wrong. I never entered the grocery store without a list; I never […]