Take a day off for (often forgotten) financial housekeeping

There are two categories of tasks that keep the financial machine running smoothly — essential tasks and beneficial tasks. Most people recognize the essential tasks as something they should do at least once a year: Open or review your retirement account,  re-balance your portfolio,  review your insurance needs, etc. But somehow the beneficial tasks don’t seem […]


My credit cards fund my luxuries

We bought our first house three months ago. We are very slowly furnishing our home, and our credit cards are paying for it. No, I do not mean we are putting all the expenses in our credit card. We are making our own furniture and every single tool required to make the furniture and the […]


How to eat vegetarian on the cheap

This post is from staff writer Suba Iyer. I have been a vegetarian all my life. Every time I read a post on how to save money that includes “go vegetarian” as one of the pieces of advice, I get a little uncomfortable. It is not bad advice, but there is much more to it […]


How can helping others help you?

This post is from staff writer Suba Iyer. In personal finance blogs, we explore a lot of ways to propel our career to the next level, develop new skills, have fun while being frugal, etc. One of the ways that is usually ignored but can accomplish all of these and more is by volunteering. Yes, volunteering is […]


Free or cheap summer fun for frugalists

This post is from staff writer Suba Iyer. For the past few years we have spent our summers traveling. This year is different; we moved to a new city, bought our first home and we are also expecting our first child this fall. Lot of exciting life changes but they didn’t leave much room for major […]


Are your friends keeping you poor?

This post is from staff writer Suba Iyer. Do you spend more when you go out with friends than when you shop alone? Did you go to a particular restaurant with a group of friends just because you didn’t want to be labeled a tightwad by bringing up how expensive it is? Welcome to the […]


How to help your family after you are gone

This post is from staff writer Suba Iyer. Death. Nothing in this life is certain but that except death, but that is the one thing almost everyone prefers not to think about. It is depressing to think about our own demise. Why think about something that depresses you? Because it is not about me, it […]


How to save money on vacations using social media and new technologies

This post is from staff writer Suba Iyer. Memorial Day weekend has officially kicked off the summer travel season. The wet weather is Portland, Ore. is making me dream of all the sunny vacations I could possibly take. I almost planned a last-minute vacation for the Memorial Day weekend and had to take a pause […]


More money, more happiness: Do you think money can buy happiness?

This post is from staff writer Suba Iyer. Money and its effect on happiness is one of those topics that has been discussed over and over again. Yet, the topic fascinates the academic community and the research continues — with contradicting results every few months. The latest finding in this genre of research comes from […]


Is it possible to live debt free?

This post is from staff writer Suba Iyer. “Modern man drives a mortgaged car over a bond-financed highway on credit-card gas.” ~Earl Wilson So far, we have lived debt free. We used to live paycheck to paycheck because our spending was out of control, but luckily we never got into debt. Once we got our […]