Good morning and welcome to the 85th Carnival of Personal Finance! Before we get started, I’d like to say a few words of introduction. First of all, if you’re new to FiveCentNickel then welcome! If not, then welcome back!
This site is nearly two years old, and the archives contain a virtual treasure-trove of personal finance information. Feel free to poke around and explore. You might also be interested in subscribing to the site feed (via RSS or e-mail). It’s a full-text feed, so you’ll get every word that I write delivered to your doorstep free of charge. In case you don’t know, my wife and I also run a joint parenting weblog called Raising4Boys. As with FiveCentNickel, we offer a full text feed via either RSS or e-mail.
Anyway, lets get to the Carnival. As usual, we received a lot of entries this week. Most were appropriate, but some were not. I decided to enforce the submission guidelines a little more stringently this week, so… If I happened to notice that your submission has previously been included in another Carnival, I kicked it out. And if I happen to notice that it’s in another Carnival later this week, then I may go back and remove it. Likewise, if it was over two weeks old (or lacked a date), off-topic (in my opinion), or just plain spammy, then it didn’t make the cut. And if you didn’t submit by the deadline… Well, sorry.
With that said, I’ve picked out a smattering of “Editor’s Choice” posts that caught my eye. After that, I’ve listed all other submissions that met the Carnival criteria. There are
57 58 articles in all (I left one out by accident — be sure to click through and read the last article at the very end of the Carnival to make up for my oversight!).
» Jim from Blueprint for Financial Prosperity leads us off with A Historical Look at Tax Brackets. If you think you’re paying to much in taxes right now, take a look at how bad things have been in the past!
» Pete from My Financial Awareness has some deep thoughts for you about accepting your lot in life. His article is called Acceptance of Your Financial Situation Can Be Freeing.
» Dan Melson from Searchlight Crusade has an insightful piece called What to Do When Your Loan is Declined. If you’re thinking of buying a house, you should check it out. Actually, check out all of Dan’s writings — they offer a boatload of valuable insight.
» My Financial Journey put together an amusing piece on the odds of winning the lottery called Get Rich!! Play the Lottery!! Somebody has to win!!. Check it out. It’s good for a chuckle.
» Blunt Money ran a detailed Quicken report on spending based on twelve years of data. The resulting post is called That’s a Lot of Money. I picked this one for the idea more than the article itself… It’s really interesting (and a little scary) to dig back through your old data to see where your money went.
Next up are the balance of the submissions in all their cut-and-paste glory. Some are great, and just missed inclusion as an “Editor’s Choice.” Others are good, solid contributions. And the rest? Well… You’ll have to be the judge on that…
FMF presents Three More Ways to Insure Income for Life During Retirement posted at Free Money Finance.
Sun presents Understanding M*’s Total Return and Investor Return posted at The Sun’s Financial Diary.
Elizabeth presents Whatâ€™s it Worth to You? Liquor, Lotteries, and Cast Iron Pans posted at Money for the Rest of Us.
Jose Anes presents Your Manager Does Not Want You to Leave: Does He/She? posted at Money And Investing.
Paula presents Lose Weight; Fatten Your Wallet? Is That Really True? posted at Queercents.
Paul Michael presents Can You Really Make Money From Taking Online Surveys? posted at Wise Bread.
Paul Smith presents Magazine Tips and their effect on shares posted at Investing using Fundamentals on the Aussie StockMarket. (Editor’s Note: Ignoring taxes and trading costs can be hazardous to your wallet.)
MakingOurWay presents The Great Big Lie About Personal Finance Blogging! posted at MakingOurWay.
Sharon at Frugal Duchess presents ‘Stomp the Yard Movie’ Features Work-Study College Student posted at Frugal Duchess.
Tricia presents Would You Lend $750, 000 to Complete Strangers? This Man Has posted at Blogging Away Debt.
David presents Received Student Loan Check Today, What Should We Do With It? posted at My Two Dollars.
Finance Girl presents Prioritizing Between 401(k) and Roth IRA Contributions posted at Financial Fitness.
Jonathan presents Model Retirement/Investment Portfolios: A Comparison posted at My Money Blog.
(That one just above is the one that I forgot. Click it! Read it!)
That’s it! Thanks to all who participated, and double-thanks to all who help get the word out by linking back to the Carnival. Have a great week!