With New Year’s Day nearly upon us, it’s time to think about signing up for the next round of bonus categories on your rewards credit card.
As you may recall, most cash back credit cards have moved to a base 1% level of earnings with rotating bonus categories, and you need to sign up for these on a quarterly basis.
Looking ahead to 2012, here are the Chase Freedom Visa 5% reward categories…
January-March: Amazon.com and gas stations
April-June: Grocery stores and movie theaters
July-September: Gas stations and restaurants
October-December: Airlines, hotels, Best Buy, and Kohl’s
To register your card for Q1, be sure to visit the Chase website — and don’t forget to go back to re-register throughout the year.
Don’t forget the $100 bonus…
If you don’t already have the Chase Freedom card, you can get a $100 cash bonus by applying for one, getting approved, and spending $500 within the first three months, and there’s no annual fee. Technically, you’ll get 10, 000 points, but you can easily redeem these for a $100 check.
For what it’s worth, we’ve had this card for years and have never had any problems getting Chase to hold up their end of the bargain. You just log in, request the check, and it shows up in your mailbox within a week or so.