As a followup to Monday’s post about the Chase Freedom bonus reward categories for Winter 2012, here’s some info about the newest bonus categories for the Citi Dividend Platinum Select Visa card…
As you’re likely aware, the trend in credit card rewards is to have a base level of 1% rewards combined with bonus rewards in categories that rotate on a quarterly basis. Citi adopted this model for their Dividend Platinum Select card this past summer.
The categories just switched on January 1, so it’s time to re-enroll. Here’s the scoop:
Earn 5% cash back when you use your Citi Dividend Card on fitness club, health care, and utilities purchases from January 1, 2012 to March 31, 2012 upon enrollment, when you accept this offer.
To enroll in this offer, simply login to your Citi Dividend Platinum account and look for the small “earn 5% cash back” link on the left in the “Did You Know…” section and the click “Accept” on the next page.
If you can’t find the link, or would rather talk to a person, I’d imagine that you could call the number on the back of your card to opt-in.
Here’s the fine print:
Within 2 business days of when you accept this offer, or January 1, 2012, whichever is later, you will earn an additional 4% cash back on eligible fitness club, health care, and utilities between January 1, 2012, and March 31, 2012.
Health care, and fitness are defined as follows: Health care is defined as merchants that provide examination, diagnosis and treatment of health-related conditions and includes services by licensed physicians or dentists, facilities that aid in diagnosis or treatment, and devices or corrective equipment for such treatment. Fitness is defined as merchants that operate sports and recreation facilities requiring membership.
We do not determine whether merchants correctly identify and bill transactions as being made in health care, utilities, or fitness. However, we do reserve the right to determine which purchases qualify for the additional 4% cash back. Eligible purchases exclude items returned for credit and interest charges. In order to qualify for this offer, the account must be open and current at all times. If your account is closed for any reason, including if you convert to another product, you may no longer be eligible. You may accumulate a maximum of $300 in cash back during any calendar year.
I’ve actually had this card since 2004 and, while it’s not the first card that I reach for when I whip out my wallet, it’s a solid choice if you’re looking for a reward card.