Editor’s Note: Thank you for your interest, this offer expired and is no longer available.
This is just a quick note to let you know that Citi is offering 10k bonus points on the Citi Forward® Card. Here’s the deal…
Simply apply for the card, get approved, and spend $650 within the first three months to get 9k points. Sign up for electronic statements (again, within three months) and you’ll get another 1k bonus points. The 10k total points can be redeemed for up to $100 in store gift cards through the ThankYou network.
Going forward (no pun intended), you’ll receive 5 points for every dollar spent at bookstores, record stores, restaurants, movie theaters, and video stores. You’ll earn 1 point for every dollar spent elsewhere. You can earn up to 75k points per year, and there is no annual fee for this card.
ProTip: According to multiple sources, purchases from Amazon qualify for the 5% “bookstore” treatment. Nice!
If you keep this card for the longer term, you will receive 100 bonus points for each on-time payment. You can also reduce your interest rate based on making on-time payments for three consecutive months, but none of you should care about that because you never carry a balance. Right?!?!?
Speaking of interest rates, you’ll get 0% on purchases for the first seven months, and 0% on balance transfers (albeit with a 3%/$5 minimum transfer fee) for 12 months assuming the transfer is made within the first four months.