Here’s some homework for this weekend… Log into your credit card accounts and claim whatever rewards you might have accrued. While some reward credit cards automatically credit your cash to your account, others (such as Chase Freedom) don’t.
When I logged into our Chase Freedom account the other night, I found that we had a bit over 25k points waiting to be redeemed. I quickly requested a $250 check and went merrily on my way. Granted, $250 isn’t necessarily a life-changing sum, but I’d rather have that money sitting in our savings account vs. sitting around idle.
If you’re in a points-based program and you can’t turn your points directly into cash, look for a gift card to a store that you frequent. Just be sure to get at least a penny per point. In some cases, you’ll have to save up for a higher denomination, but it’s usually well worth the wait.
And with that… Have a great weekend!