Convert to the Discover it Card

In case you haven’t heard, Discover is spotlighting their newest card, known as Discover it. Notably, they have re-worked the rewards structure associated with this card.

While they’re still offering 5% cash back on rotating categories, subject to enrollment and quarterly maximum spend, they’ve dropped the spending tiers for non-bonus purchases, meaning that you’ll get a straight 1% cash back on all “other” purchases.

They’ve also dropped some fees (e.g., no overlimit fees, no foreign transaction fees) and improved the customer service associated with this card (24/7 access to US-based service). All in all, these are changes for the better. However…

They won’t automatically convert your existing card to a Discover it card. Rather, you’ll have to call and ask them to do it. Given that these are all changes for the better, if you’re an existing Discover cardholder, you may want to take a look at Discover it.

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