Do you have a home inventory? If you’re anything like us, you don’t. While we used to have a video inventory, it’s woefully out of date — and to be perfectly honest, I’m not even sure where it is. Obviously, this means that it would be pretty difficult for us to put together (and substantiate) an accurate claim if something bad were to happen to our home.
Since creating an inventory of everything that you own can be a daunting task, I thought I’d point out a free software tool designed to make the job easier… The Insurance Information Institute has put together a freely downloadable home inventory software package called “Know Your Stuff.”
While I haven’t ever used it, it looks pretty nice. You start by naming all the rooms in your house, and then you add items to your inventory on a room-by-room basis. You can even add photos of your stuff and scans of your receipts. And best of all, it’s available in both Mac and PC versions.
Once you’ve pulled it together, you can print out a copy for safe storage, or stick one on a flash drive that you stash somewhere off site. You might also consider e-mailing it to yourself and leaving it on the server for safe-keeping.
If you’ve been thinking of putting together an inventory, then maybe this will be enough to nudge you into action. Honestly, as hard as creating the initial inventory seems, the hardest part will likely be maintaining your inventory as you make new purchases or get rid of old things. But even having a semi-updated inventory is far better than having nothing at all.