Discover More Balance Transfer: No Fees, 0% APR for 12 Months

Discover More Balance Transfer

Was one of your New Year’s resolutions to pay down your credit card debt? If so, then you might be interested Discover More’s newest 0% balance transfer offer. This card offers 0% APR on both purchases and balance transfers with no transfer fee and is thus far one of the best balance transfer credit cards of 2012.

The 0% APR promo rate applies for 12 months following the date of your transfer, and the transfer(s) has/have to be made by August 10, 2012 to qualify for the no-fee treatment. After that, there will be a 3% fee, but that’s six months away so you should have plenty of time to make the transfer. Also note that there is no annual fee.

This card pays up to 5% cash back for purchases in rotating categories, though (if I had high interest credit card debt) I would personally use it for the balance transfer and nothing else.

Here are the details:

  • Limited Time Offer – $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% – 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through
  • Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

If you’re interested, then by all means…

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4 Responses to “Discover More Balance Transfer: No Fees, 0% APR for 12 Months”

  1. Anonymous

    Does anyone know – is this offer valid only if you apply for a new Discover card account? We already have 3 Discover card accounts between the two of us. I am not sure if they would give us yet another account. Years ago I was told by Discover that there was a limit per household, but I don’t remember the details. I was a signer on my son’s card at the time while he was in college, so that was 4 accounts at that time.

  2. Anonymous

    We like the Citi Platinum Select – 0% on Purchases and Balance transfers for 21 months and no annual fee that helps offset against a 3% balance transfer fee. At the end of 21 months they have a competitively low APR too.

  3. Anonymous

    Great post!

    I noticed that your side bar of cc offers has 18 months @ 0% with 3% balance transfer.

    Anyone care to comment on the break/even point / which is a better deal?

  4. Anonymous

    Awesome! I just saw this and applied and was approved! Thanks so so much. Very excited. I am currently carrying 8k on my HELOC at 4%, hopefully the credit line will be at least 8k so I can pay that off. THANKS AGAIN!

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