Twenty days after initiating the process of opening an HSBC Direct online savings account, I believe that we have officially reached the end of the line… We just received a letter containing our account number as well as the HSBC Direct ABA routing number (022000020). As it turns out, this wasn’t all that necessary, as we were able to get this information direct from the website as soon as we gained online access to our account. Since we didn’t request an ATM card, I don’t expect anything more from HSBC. Nothing more, that is, except the $25 account opening bonus, although I’ve heard that can take up to 45 days to arrive. Here’s a quick rundown of the process:
Day 1: Initiated the account opening process
Day 2: Linked account verification deposits arrived
Day 2: Account was funded (didn’t notice this for a few days)
Day 9 (or 10?): Our customer ID and PIN code showed up
Day 20: Account number and ABA routing number arrived
Update: The account opening bonus arrived on Day 20, as well.