If you’ve read this site in the past, then you know that I’m pretty anal when it comes to keeping track of our finances. I use Quicken, and I balance it down to the penny. I’ve never adjusted the balance to fix a discrepancy. If things don’t add up, I find the problem. No matter how long it takes. Thus, I can account for pretty much all the money that’s passed through our household since January 1, 1997.
In spite of the above, I’ve never been one to save credit card receipts and check them against our monthly statements. I know that there are people out there who do this, but I’ve never been able to force myself to do it. That’s not to say that I don’t keep track of charges that come across our credit cards, because I do. But this usually involves just skimming through our bills in search of merchants and/or amounts that I don’t recognize as opposed to formally cross-referencing receipts and charges. In the end, it just isn’t worth the time to me.
And that brings us this week’s poll question.
As an added bonus, I’d like to hear details from those of you that do save your receipts — have you ever found any discrepancies, and have they been big enough to make it worth your time? Please leave a comment and let us know.