As a followup to this morning’s post on how to save on health insurance, I wanted to pass along a frugal healthcare tip that my wife an I learned shortly after our oldest son was born. At the time, we were living on a shoestring budget as graduate students. The good news is that we had health insurance. The bad news is that it covered a very limited amount of well-child care.
If you’re a parent, then you’re likely aware that babies require a lot in the way of well-child care. There are frequent checkups and numerous vaccinations in that first year, and these things add up fast. Unfortunately, we would’ve tapped out our well-child allowance in the first visit or two if we had allowed our pediatrician to administer the necessary vaccinations. That would’ve left us on our own for well-child care for the balance of the year, and we really couldn’t afford that.
Instead of biting the bullet, we explored our options. In doing so, we discovered that the county health department offered the very same immunizations for the low price of $20 per visit, regardless of how many shots you needed. Given that it would’ve cost $50-$100 per shot at the doctor’s office, we saved a ton of money without compromising on quality of care.