I’ll be the first to admit that I’m a diehard credit card user. This will come as no surprise to regular readers, as credit cards are one of my favorite topics. Over the past few months, however, I’ve learned to love using a debit card, as well.
For personal purchases, I’m still sticking with my reward credit card. But when it comes to business-related purchases, I’ve found myself drawn to using a debit card despite having a dedicated business credit card. The main reason that I like using the debit card for this sort of stuff is that I don’t actually have that many business expenditures. Thus, it’s hardly worth the trouble of dealing with an extra bill at the end of the month.
While I’m nowhere near being ready to give up on credit cards, I can definitely see the attraction of debit cards in certain circumstances.