Well… We’re back from vacation. We’ve actually got home this past weekend, but it’s taken awhile to get back into the swing of things. All in all, we had a great vacation, which has made returning to the “real world” all the more difficult. Before I go any further, I want to take a minute to thank the individuals that provided guest posts in my absence:
With that said, here are some articles from the past week or so that caught my eye…
» Is it Better to Receive a Tax Refund or Owe the IRS?
Flexo asks (and answers) the age old question. As for me, we’re going to owe a bunch, and I couldn’t be happier about it. Our managed our estimated payments to avoid any penalties, but otherwise took it as an opportunity to practice a bit of tax arbitrage.
» The Disability Insurance Maze
This piece really caught my eye because disability insurance is something that I really, really, really need to look into. This is a rather lengthy article, but well worth the read.
» Reverse Strategy: Decreasing Contribution Percent
This is an interesting perspective. Start investing as aggressively as possible when you’re young and you’ll be able to ratchet back the amount you’re saving as time goes by.
» What is Social Capital?
LazyMan tackles the issue of social capital. This is actually a topic that JD over at GetRichSlowly covered in the not-so-distant past. Ever since I first read his article, I’ve kept the concept in the back of my mind and thought about it a lot. LazyMan offers an interesting perspective on the topic, as well.
» How Much Do You Spend on Your Kids’ Birthday Parties?
Given that we have four kids, this is a topic that’s near and dear to my heart. And guess what? There’s not a snowball’s chance in hell that I’d ever spend $3k on a birthday party — especially not for a one year old!
» Target-Dated Retirement Funds: Friend or Foe?
This is an interesting post on a topic that I’ve been thinking a lot about lately. Target retirement funds certainly make investing easy, but they’re not necessarily the right solution for everyone.