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Does your employer offer to match a portion of your retirement contributions? If so, are you taking advantage of it? I hope so. If you’re not, you’re leaving free money on the table.
There’s been a lot of talk about whether or not you should suspend your retirement contributions when you’re working to get out of debt, but… I would think and long and hard before I decided to forego a match.
This isn’t to say that you shouldn’t scale back if you’re in debt reduction mode, but many of the best 401(k) plans match 50-100% of your contribution up to a certain point. If you don’t want to keep going full bore with your retirement savings, at least consider socking away enough to secure the full match.
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