About FiveCentNickel

Hello and welcome. I’m “nickel”, and I’m the guy who runs this place. I’m a thirty-something family man with a loving wife and four wonderful kids. I’ve been sharing my thoughts on various topics related to money and finance here on FiveCentNickel since May 1, 2005.

While my wife and I have always been pretty good with money, things really clicked for me back in 1997 when we decided to start a family. At the time, I was reading a book called “Time is Money” and the underlying message really resonated with me.

I was inspired to start tracking our finances in Quicken (believe it or not, I have complete data going back to January 1, 1997) and I also started reading books about money and investing. I even spent a good bit of time reading over at The Motley Fool on a 28.8k dialup connection. We didn’t have much money at the time, but we managed to finish school, start a family, etc. without taking on any debt (other than our mortgage when we eventually bought our house).

Over the years, our family and our finances have both grown. And then one fateful day during the Spring of 2005, I picked up a copy of MacAddict and read an article about weblogs in general, and WordPress in particular. The rest, as they say, is history.

So… Now you know a bit about me and where I’m coming from. If you ever wish to get in touch with me for any reason, please feel free to use my contact form.

Top Cards by Category

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The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*

The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*

The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*

The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*

The SimplyCash(R) Business Card from American Express aims to help your business succeed with a generous cash-back rewards program. Many businesses can benefit from cash back categories such as U.S. office supply stores, wireless telephone services purchased directly from U.S. service providers and U.S. gas stations. This card not only offers a low introductory purchase APR but also doesn't charge an annual fee.

The new Discover it card is out to change the way people think about credit cards. No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And Discover won't increase your APR for paying late.*

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