Here’s a quick tip on avoiding those pesky ATM fees… If you can’t get to an in-network ATM consider asking for cash back when you make a debit card purchase. Many stores allow you to do this, and banks generally treat it as part of the purchase, so it’s a fee-free way to get your hands on some cash. Obviously, you don’t want to be penny-wise and pound-foolish, so make sure you don’t waste money on a purchase just to get ‘free’ access to your funds. Then again, with dual fees (from the ATM owner as well as your bank) now the norm, even a small unnecessary purchase could be smarter than using an out-of-network ATM.
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