Bank Deal: Earn 1.00% APY on an FDIC-insured savings account at Barclays.
Every once in awhile I get a comment that just make me shake my head. Take, for instance, this one (edited for grammar and clarity) that an anonymous reader left on my article about asking for a discount:
Don’t ask for discounts. It’s just tacky and rude. If you’re known as the “discount” person, you will get worse service because you’re not proftiable. Being cheap ruins the economy. Every “little” discount builds up and forces companies to downsize and in turn raise prices to compensate for discounts. Take a basic economics class and you will easily see how asking for discounts hurt America.
For background, I was in the market for a dehumidifier. I picked one out online, verified that Lowes had it in stock, and headed across town to pick it up. Upon my arrival, I learned that they didn’t actually have it in stock, but they did have the next bigger size. Disappointed, I asked if they’d sell me the bigger (and more expensive) model at a discount to make it right. They agreed, I bought it, and everyone was happy. After all, it’s a free market.
So… What do you think? Is it okay to ask for a discount? Or is it un-American to be careful with your money? Hmmm… Given the negative savings rate in this country, maybe it is un-American. Perhaps by saving money, we’re letting the terrorists win.
What say you?
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